Two plans include permanent life insurance and term life insurance.
Permanent life insurance provides lifetime coverage with premiums that remain the same throughout the entire life of the life insurance policy.
Whereas, term life insurance provides life insurance protection with premiums that remain the same for the entire duration of the term of the policy. Most term life policies last for a duration of 10 to 30 years.
After your term expires you may purchase another policy at a higher rate or possibly renew your coverage for another term at a rate based on your age at renewal of the term life policy.