I want to know what’s the best life insurance company or plan for someone over 50 with heart problems and how much it would cost and any tips or hints about life insurance.
Life insurance is something you get while you're still healthy. Heart problems very often make a person uninsurable.
You may want to speak with a local licensed independent life insurance agent to see if you can get a life insurance policy at all. Or, you may want to set up a savings account instead, to provide money for your burial, funeral and final expenses.
There are some guaranteed life insurance plans that provide graded death benefits, meaning the first two years of the life insurance policy, if you die, the death payout is only the premiums you have paid into the plan. However, if you live more than 2 years, your beneficiary would receive the full death benefit from the life insurance policy.
Some insurance companies, such as, Globe Life Insurance offer up to $30,000 of simplified life insurance with no medical exam for people age 78 and under.
Here's how you can learn more about guaranteed acceptance life insurance and request a free quote online.
Life insurance is something you get while you're still healthy. Heart problems very often make a person uninsurable.
You may want to speak with a local licensed independent life insurance agent to see if you can get a life insurance policy at all. Or, you may want to set up a savings account instead, to provide money for your burial, funeral and final expenses.
There are some guaranteed life insurance plans that provide graded death benefits, meaning the first two years of the life insurance policy, if you die, the death payout is only the premiums you have paid into the plan. However, if you live more than 2 years, your beneficiary would receive the full death benefit from the life insurance policy.
Some insurance companies, such as, Globe Life Insurance offer up to $30,000 of simplified life insurance with no medical exam for people age 78 and under.
Here's how you can learn more about guaranteed acceptance life insurance and request a free quote online.
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