If you are under age 45 you may be able to qualify for fully underwritten life insurance which requires you to take a physical examination.
However, if you are between the ages of 45 to 85 years old, you may purchase guaranteed issue permanent life insurance coverage.
Guaranteed issue policies guaranteed your approval for coverage if you meet the age requirements for acceptance.
But, the maximum amount of life insurance available for guaranteed life insurance may be limited to around $25,000 from any one insurance company.
Learn more about getting high risk life insurance for individuals.