Is there a life insurance plan/policy available for a Chronic Kidney disease patient?
Life insurance is usually based on the life expectancy of an applicant, and if the applicant has a chronic disease, and may not live long, that person would probably find it difficult to qualify for a life insurance policy.
However, there are some life insurance plans, such as, guaranteed life insurance that offers a graded death benefit, meaning the full life insurance coverage is not available until the insured person has owned the life insurance for at least 2-3 years.
Graded life insurance usually offer a small amount of life insurance at high rates, so you usually only get the premiums back if the insured person dies within the first 2-3 years of owning the life insurance policy.
Here's how you can learn more about guaranteed acceptance life insurance and request a quote online.
Life insurance is usually based on the life expectancy of an applicant, and if the applicant has a chronic disease, and may not live long, that person would probably find it difficult to qualify for a life insurance policy.
However, there are some life insurance plans, such as, guaranteed life insurance that offers a graded death benefit, meaning the full life insurance coverage is not available until the insured person has owned the life insurance for at least 2-3 years.
Graded life insurance usually offer a small amount of life insurance at high rates, so you usually only get the premiums back if the insured person dies within the first 2-3 years of owning the life insurance policy.
Here's how you can learn more about guaranteed acceptance life insurance and request a quote online.
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