Is there life insurance a senior may purchase without having to take any physical examination?
Yes, there is no exam life insurance available for senior citizens.
However, whether or not you qualify may depend on the insurance company, and your own personal factors.
There are several health questions asked when a senior applies for life insurance with no exam needed.
In addition, the insurance company will consider the amount of life insurance, your age, the duration or length of coverage offered, as well as your personal health history, among other factors.
These senior no exam life insurance plans may limit the amount of life insurance to $30,000 or less. Also, the duration of your coverage may be for 20 years or less, depending on your age and health.
The cost of senior life insurance with no exam may be higher than life insurance plans offering seniors coverage that require a physical exam.
In addition, the life insurance coverage may be graded or limited the first 2-3 years you own the life insurance plan. That means there may not be full coverage until you have owned your life insurance policy for at least 2-3 years.
Here's how you can learn more about senior term life insurance no exam plans. and request your free, instant quote for coverage.
Yes, there is no exam life insurance available for senior citizens.
However, whether or not you qualify may depend on the insurance company, and your own personal factors.
There are several health questions asked when a senior applies for life insurance with no exam needed.
In addition, the insurance company will consider the amount of life insurance, your age, the duration or length of coverage offered, as well as your personal health history, among other factors.
These senior no exam life insurance plans may limit the amount of life insurance to $30,000 or less. Also, the duration of your coverage may be for 20 years or less, depending on your age and health.
The cost of senior life insurance with no exam may be higher than life insurance plans offering seniors coverage that require a physical exam.
In addition, the life insurance coverage may be graded or limited the first 2-3 years you own the life insurance plan. That means there may not be full coverage until you have owned your life insurance policy for at least 2-3 years.
Here's how you can learn more about senior term life insurance no exam plans. and request your free, instant quote for coverage.
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