Yes, there are no health check life insurance plans available.
There are two types of plans without any health checks required:
- Term Life
- Whole Life
With term life insurance you may purchase up to $1,000,000 or more of coverage (depending on the insurer) without having to take an examination.
However, you need to be in good health and between 20 to 60 years of age.
With whole life insurance, you can get no health check life insurance without any health questions asked, but the amount of life insurance coverage available may be limited to around $25,000.
However, these whole life plans may offer guaranteed approval regardless of your health, as long as you meet the age requirements (for example, 45-85).
Learn more about finding a life insurance policy with no health check.