Yes, most life insurance carriers offer immediate coverage upon approval and receipt of your first month's premium payment.
However, some life insurers allow you to apply online for a policy, and start your coverage the same day, if you qualify.
That means there's no waiting to take a medical examination, because there is no exam required.
And, no waiting to get approved by the insurance company because some insurers offer same day approval for coverage.
Also, these quick issue life insurance policies come with a free look period (usually 15-30 days), so you can get your money back if you decide you do not want the policy.
Learn more about buying a life insurance policy with no waiting period.