Life Insurance that doesn't require a Medical Exam?

Is there a life insurance plan that does not require you to take any medical examination?

Yes, there are several different types of plans for life insurance without an exam.

There are no exam term life insurance plans, graded benefit life insurance, and guaranteed acceptance life insurance.

Graded benefit life insurance offers a small amount of life insurance with no health exam, there may be some health questions, and the rates are high, but you won't have full coverage until you have owned the life insurance for 2 years.

Guaranteed acceptance life insurance has no exam, and all applicants who meet the age requirements may qualify. This is usually the most expensive type of life insurance, and it offers low limits of coverage.

Regular term life insurance with no exam may offer you up to $300,000 of life insurance without an exam, but there are some health questions to answer. Rates for this type of life insurance may be around 10% higher (or more) than rates for regular term life insurance requiring a physical exam.

Here's how you can learn more about life insurance no medical exam plans and get a free quote online.