It's life insurance that does not require you to take a medical examination to qualify for coverage.
How does it work?
You request a free quote online, answer some basic health questions, get your estimated cost of life insurance, apply for a policy, and find out usually within 24 to 48 hours if you are approved for coverage.
Once approved, you may start your life insurance immediately by choosing a payment option and making your first premium payment.
Are there any restrictions?
That depends on the insurance company offering no exam coverage. However, some insurers limit no exam life insurance to people age 18 to 65 who are in generally good health.
How much no exam life insurance can I buy?
Some insurers offer up to $400,000 or more of no exam life insurance, and you may purchase a policy from more than one insurer if you feel you need more life insurance.
Which insurers offer no exam life insurance?
There are several insurers online that offer life insurance without an exam, including Sagicor Life, Fidelity Life and Globe Life, among others.
Here's how you can learn more about no exam life insurance coverage and compare plans and prices online.