The transplant list is long and I may not make it. I need life insurance enough for my funeral.
Since you are sick and don't have a long life expectancy, you may not be able to qualify for life insurance.
The best you may be able to hope for is one of those "guaranteed issue" life insurance policies, but if you don't live at least two full years after purchasing the life insurance policy, they don't pay the death benefit, they just refund your premiums.
However, if you do live more than two years, you would probably have full coverage. Here's how you can learn about guaranteed acceptance life insurance and find out if you qualify to buy life insurance with no medical exam needed.