Can a 49 year old buy life insurance without any health exams or health questions?
Yes. These plans are called "Guaranteed Acceptance" because they offer guaranteed approval for anyone who meets the age requirement for acceptance.
Some life insurers offer guaranteed coverage for people age 45-75, 40-80, or even ages 45-85.
Although your acceptance is guaranteed, the maximum amount of life insurance available may be limited to around $25,000 of coverage.
But, you may be able to buy a guaranteed policy from more than one life insurance carrier.
Here's how to buy no exam or health questions life insurance for people age 49 or older.
Yes. These plans are called "Guaranteed Acceptance" because they offer guaranteed approval for anyone who meets the age requirement for acceptance.
Some life insurers offer guaranteed coverage for people age 45-75, 40-80, or even ages 45-85.
Although your acceptance is guaranteed, the maximum amount of life insurance available may be limited to around $25,000 of coverage.
But, you may be able to buy a guaranteed policy from more than one life insurance carrier.
Here's how to buy no exam or health questions life insurance for people age 49 or older.
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