Can seniors over 70 old get life insurance without taking any doctor examination?
Yes, there are no exam life insurance policies available for people over 70.
Usually, the plans available after 70 are "guaranteed issue" whole life insurance policies, which means you have lifetime protection.
With guaranteed issue policies there's no exam needed and no questions asked about your health.
As long as you meet the age requirements for approval you cannot be turned down for coverage with guaranteed issue plans.
However, the amount of coverage available may be limited to around $25,000 or less.
And, you may have graded benefits (limited) the first two years you are insured.
Here's how to get no medical exam life insurance for people over 70 years old.
Yes, there are no exam life insurance policies available for people over 70.
Usually, the plans available after 70 are "guaranteed issue" whole life insurance policies, which means you have lifetime protection.
With guaranteed issue policies there's no exam needed and no questions asked about your health.
As long as you meet the age requirements for approval you cannot be turned down for coverage with guaranteed issue plans.
However, the amount of coverage available may be limited to around $25,000 or less.
And, you may have graded benefits (limited) the first two years you are insured.
Here's how to get no medical exam life insurance for people over 70 years old.
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