If you've been turned down for traditional life insurance, guaranteed issue policies in Michigan offer a simple solution. These plans provide permanent coverage with no medical underwriting, meaning you can't be denied—no matter your health history.
Whether you're in Detroit, Grand Rapids, or anywhere in the state, here's how you can secure lifetime protection for your family without the usual hurdles.
Why Choose Guaranteed Issue Life Insurance in Michigan?
✅ No Medical Exams or Health Questions
Even with diabetes, heart disease, or cancer, you cannot be denied coverage.
✅ Fast Approval (Often Within 24 Hours)
Skip the weeks-long wait—many insurers approve applications instantly.
✅ Permanent Coverage That Never Expires
Your policy stays active for life as long as premiums are paid.
✅ Up to $75,000 in Protection
Enough to cover funeral costs, medical bills, or leave money for loved ones.
✅ Cash Value Growth Over Time
Borrow against your policy if needed, or let it grow as an extra financial safety net.
✅ Family Coverage Available
Add your spouse or child to the same policy for complete protection.
Who Needs This Coverage in Michigan?
✔ Seniors (Ages 50-85) – Secure burial expenses and final costs
✔ People with Pre-Existing Conditions – Diabetes, COPD, or past cancer patients
✔ High-Risk Workers – Construction, truck drivers, or first responders
✔ Those Denied Traditional Life Insurance – No health checks mean guaranteed approval
How to Get Covered in 3 Easy Steps
1️⃣ Compare Michigan Providers – Look for insurers specializing in guaranteed issue policies.
2️⃣ Fill Out a Simple Application – Just basic info (age, contact details)—no medical records needed.
3️⃣ Get Approved & Start Coverage – Most applicants are covered within days, sometimes instantly.
Final Thoughts: Peace of Mind for Michigan Families
If you've been worried about leaving your loved ones with financial stress, guaranteed issue life insurance removes the barriers. With no health checks, lifetime protection, and up to $75,000 in coverage, it's the best option for those who've struggled to get insured.
Ready to protect your family?
Get a free quote for guaranteed issue life insurance today—no obligation, no hassle.