But, do you really need it?
You may need life insurance on your spouse if your spouse works and you rely on him or her for financial support, to pay the monthly bills.
Or, you may need life insurance to cover the cost of final expenses.
Or to pay someone to do all of the things your spouse does for your family, in case your spouse were to die.
If you have children, it may be a good idea to have life insurance on your spouse, to help provide for college costs and daycare for your children, if your spouse was a stay-at-home parent.
Learn more about Should I buy life insurance on my spouse?