As you're less of a risk when you're younger, the older you are the higher your premiums for life insurance.
If you have pre-existing health conditions you may struggle to find a deal as good as the one with your current life insurance provider.
In addition, starting a new life insurance policy means the two year contestability period begins again, so make sure you answer all questions truthfully on your application for new life insurance.
Here's how to shop and compare life insurance rates online.