Since life insurance rates are based on your life expectancy (how long you are expected to live), your health plays a major role in the cost of your life insurance.
Some of the leading factors contributing to your rate for life insurance include your age, gender, health, family health history, occupation, hobbies, driving record, credit rating, height-to-weight ratio, if you smoke or not, etc.
Basically, the longer you are expected to live, the lower your rate for life insurance, and the lower the amount of life insurance, the lower your rate.
Here's how you can request and compare free, instant life insurance quotes from several highly-rated life insurance companies to get an idea of how much your life insurance will cost.