Among the two basic forms of life insurance are term life and permanent life insurance.
Permanent life costs a lot more than term because it provides lifetime protection, and may build some cash value inside the policy over time.
Whereas, term offers much more life insurance protection for your money because it is temporary, usually lasting up to 30 years, or less, depending on the term Length) of coverage you choose when you purchase your policy.
There are several types of term life policies, including level term and decreasing term life insurance.
If you want money back after your term policy expires, you may want to consider return of premium term insurance.
Or, if you hate the idea of needles, drawing blood, or taking a physical exam, there are plans that offer up to $300,000 of term life insurance without having to take any physical examination
Here's how you can review the top 10 life insurance policies to see which may be right for you.