What are my options?
You can either get life insurance through your job, go without life insurance, try to apply for coverage through another life insurance company, or get guaranteed issue life insurance.
If you have tried all other options, then life insurance with guaranteed approval may be the option best suited for you.
With guaranteed coverage you may choose up to $25,000 of coverage, with no exams required and no health questions asked.
You cannot be denied coverage due to your health. However, there are limited benefits the first 2 years you are insured. That's how guaranteed issue plans can guarantee your approval.
You may purchase guaranteed approval life insurance from more than one life insurance company. Learn more about life insurance for people who have been turned down for coverage.