I'm 29, healthy and bought a house 2 years ago, our only debt besides my student loans.
There are several factors that will have an impact on your rate for life insurance, including but not limited to: Your Age, rate, health, lifestyle and habits, where you live, what kind of life insurance policy you buy, what riders you buy, and how much coverage you buy.
Factors: Your age and gender - older = less time to pay for life insurance before you die = higher premium, also women tend to live longer than men, so they will pay less, too.
Health - they may do a physical exam for you and see if your fit or not. Any disease like diabetes or heart disease will factor into your rate. People with health issues will pay a higher rate than standard.
Hobbies - are you a smoker, drinker? Do you participate in high risk activities like bungee jumping or rock climbing? If so, your rate will be higher.
Occupation - high risk job will likely increase your premium
The amount of coverage, if you want to get more money out at the end, you pay a higher premium.
Here's how you can compare top 10 life insurance companies and request free life insurance quote comparisons online.
There are several factors that will have an impact on your rate for life insurance, including but not limited to: Your Age, rate, health, lifestyle and habits, where you live, what kind of life insurance policy you buy, what riders you buy, and how much coverage you buy.
Factors: Your age and gender - older = less time to pay for life insurance before you die = higher premium, also women tend to live longer than men, so they will pay less, too.
Health - they may do a physical exam for you and see if your fit or not. Any disease like diabetes or heart disease will factor into your rate. People with health issues will pay a higher rate than standard.
Hobbies - are you a smoker, drinker? Do you participate in high risk activities like bungee jumping or rock climbing? If so, your rate will be higher.
Occupation - high risk job will likely increase your premium
The amount of coverage, if you want to get more money out at the end, you pay a higher premium.
Here's how you can compare top 10 life insurance companies and request free life insurance quote comparisons online.
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