Usually, these guaranteed life insurance plans have limited death benefits the first two years you are insured by the policy.
Also, there may be age restrictions on who may qualify to buy a guaranteed policy; such as, people ages 45 to 75 or people ages 45 to 85.
However, if you have applied for life insurance coverage and been turned down, this may be a good option for you to consider.
Learn more about whole life insurance with guaranteed acceptance.