Some people would rather skip taking a physical exam, even if it would cost a little more than applying for a life insurance policy that does require you to take a medical exam.
Sometimes, No Exam Life Insurance is all the person can get, due to health problems.
Some No Exam policies are priced very competitively, especially for those who might otherwise be rated Standard with a life insurance policy requiring an exam.
Rates on no exam life plans may be 10% higher, or more, than rates on fully underwritten life insurance plans requiring a physical exam.
The main benefits of life insurance without an exam are:
1. Instant approval and same day coverage, if you qualify.
2. No medical exam, and no blood or urine tests.
3. No lengthy delays.
4. No high-pressure sales pitch.
5. No need to meet with an agent.
Find out how you may qualify to start up to $350,000 of no exam life insurance coverage today.