However, some insurers offer a quick-issue life insurance policy which means you may be approved and be able to begin your life insurance coverage the day you apply for a policy.
The insurer's issuing quick issue policies will review your answers to the questions asked of you on the online application and check the Medical Information Bureau for any info on you if you have applied for coverage before with another insurer. They may also check your driving record and other related information to determine your eligibility for coverage.
However, they will give you a response as to your acceptance or declination for coverage in just minutes or up to 1-2 days after you complete the application.
Some of these insurers may advise you in as little as 10 seconds after you apply for your quick issue plan.
Here's how to learn more about quick issue life insurance coverage and find out if you can get insured today.