What is the best type of life insurance and what are some reputable companies?

I'm confused about the differences of term and whole life insurance, and I'm not sure what companies are reputable to deal with on this matter.

Life insurance can seem very confusing at first, that's why it may be a good idea to meet with a local, licensed, independent life insurance agent in your area who can help guide you through the process of learning about the different types of life insurance and help you find an quality, affordable life insurance plan to meet your needs and fit your budget.

Basically, there are types kinds of life insurance, Term life and Permanent life insurance.

Term life insurance is the most affordable and it provides temporary life insurance for up to 30 years, or until you turn age 65 or 70. Term life does not build cash value inside the policy, it is not an investment, it is pure life insurance protection, which is why it costs a lot less than permanent life insurance.

Permanent life insurance provides lifetime coverage and may build cash value inside the policy in addition to your life insurance coverage.

Also, each year the III.org, which is the Insurance Information Institute, issues a list of the largest issuers of independent term life insurance policies from the previous year.

Here's how you can review the list of Top 10 Life Insurance Companies and request your life insurance quote comparisons.