- Permanent Life Insurance
- Universal Life Insurance
- Term Life Insurance
- Guaranteed Issue Life Insurance
However, the lowest rates available on life insurance without any physical exma required are on term life insurance.
Term life offers the lowest rates for the following reasons:
- Temporary Coverage
- No Cash Value
- Pure Protection
- You May Outlive Your Insurance
Term life with no physical is available from several insurers online; however, some of the more affordable carriers offering coverage may include Haven Life, Fidelity Life and Sagicor Life, among others.
Here's how to learn more about finding the cheapest life insurance without any physical exam required.