If you are putting down less than 20% for a down payment on your home, then you may be required to purchase PMI insurance, to protect the lender on your home mortgage.
However, if PMI coverage is not required, then you may not need life insurance.
But, it is a good idea to have some life insurance to make sure your loved ones have the money needed to pay off the outstanding balance on your home loan in case you die before it is fully repaid to the lender.
That way, your family will have the money needed to make the mortgage payments, and remain in their home, should you pass away unexpectedly.
Learn more about what life insurance you need for a mortgage.