What you need to know is your mother will have to sign the application for life insurance coverage, that means she will know about the life insurance policy, and you will need her permission to take out a life insurance policy on her.
Depending on the type of life insurance, she may have to answer some medical questions, as well as, give some blood and urine to be tested for health issues.
There are different types of life insurance for seniors; such as, permanent life insurance, term life insurance, simplified issue life insurance with no health exams and a few health questions, and guaranteed approval life insurance with graded benefits the first 2 or 3 years.
Learn more about how to buy life insurance for your parent.